Privacy Policy
Texas Republic Bank

Texas Republic Bank's Privacy Notice

FACTS

WHAT DOES TEXAS REPUBLIC BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us, the information can include:

· Social Security number and income · Credit history
· Account balances and payment history · Credit Scores
· Transaction history and credit history · Checking account information


We also collect your personal information for others, such as credit bureaus, affiliates, or other companies.

How?

All financial companies need to share customers' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Texas Republic Bank chooses to share; and whether you can limit this sharing.



Reasons we can share your personal information

Does Texas Republic Bank share? Can you limit this sharing?
For our everyday business purposes -

Such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes -

To offer products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates everyday business purposes -

Information about your transactions and experiences
Yes No
For our affiliates everyday business purposes -

Information about your credit-worthiness
No We don't share
For non-affiliates to market to you No We don't share

Questions? Call us at (972) 334-0700

Who We Are
Who is providing this notice? "Texas Republic Bank" means the following institutions: Texas Republic Bank, N.A. and Security Bank, an Office of Texas Republic Bank, N.A.

What We Do
How does Texas Republic Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Texas Republic Bank collect my personal information?

We collect your personal information, for example, when you:

· Open an account · Make deposits or withdrawals from your account
· Deposit money · Provide account information
· Apply for a loan  


We also collect your personal information for others, such as credit bureaus, affiliates, or other companies.

Why can't I limit sharing? Federal law gives you the right to limit only:
· sharing for affiliates' everyday business purposes - information about your creditworthiness
· affiliates from using your information to market to you, subject to applicable law
· sharing for nonaffiliates to market to you
What happens when I limit sharing for an account i hold jointly with someone else? Your choices will apply to everyone on your account.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

· Texas Republic Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

· Texas Republic Bank does not jointly market.