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Headquarters

2595 Preston Road
Suite #100
Frisco, Texas 75034
972-334-0700

New Location

690 W. Campbell Road
Suite #100
Richardson, TX 75080
972-685-2040

Certificates of Deposit and Individual Retirement Accounts

Safely grow your money with a Certificate of Deposit (CD) account.

Certificates of deposit guarantee you the security of an FDIC-insured bank account, while earning you a competitive yield for the designated term. A Texas Republic Bank CD account offers attractive rates, flexible terms, and no monthly maintenance fees.

Certificates of Deposit Summary:

  • Competitive interest rates and guaranteed returns
  • FDIC insured to the maximum allowed by law
  • Minimum opening deposit $1,000
  • Terms range from 3 months to 3 years
  • Automatically renewable at current market rate
  • Penalty for early withdrawal may apply

Increase your savings potential with attractive IRA rates

Work toward your financial goals with various IRA choices from Texas Republic Bank. An IRA is a great way to build your retirement nest egg while enjoying tax benefits. You will not pay tax on your earnings until you make withdrawals, and your contributions may be tax-deductible. This could be the right choice for you if you are under 70 and have earned income.

If you want to roll over your previous employer-sponsored retirement plan or are researching long-term savings alternatives, then opening an IRA may be a solution for you. Learn the basics about IRA rates, account benefits and more by calling our new accounts department at at 972-334-0700 for our Frisco location, or 972-685-2040 for our Richardson location.

IRA Summary:

  • No annual IRA fees
  • FDIC insured to the maximum allowed by law
  • Minimum opening deposit $500
  • Eligibility based on income and age (please consult your tax or financial advisor)
  • Earnings are tax deferred and may be tax deductible in year of contribution
  • No early withdrawal penalties to customer age 59 or over
  • Minimum required distributions starting at age 70 for traditional IRAs