Business Banking

Businesses will find the services offered at Texas Republic Bank to exceed their expectations. We have all the business services you would find at a big bank but with a small town focus.

Texas Republic Bank provides several types of business banking account types to accommodate your organization’s specific interests and needs, including checking accounts, savings accounts, CD’s, business loans, and automated account transactions. The following table and links will aid you in comparing the account features, determining interest rates, and establishing new accounts with Texas Republic Bank.

Business Accounts Features Chart

Texas Republic logo Star Checking for Small Business Star Checking Shooting Star Checking for Sole Proprietors Shooting Star Checking for Non-Profits Gold Star Savings Gold Star Money Market
Minimum Deposit to Open: $50 $50 $50 $50 $50 $50
Minimum Balance Required to Avoid Fees: $2,500
Min. Average Balance
None $1,500
Minimum Daily Balance
None $200
Minimum Daily Balance
$2,500
Minimum Daily Balance
Service Charge: $10 per month if
average balance falls below $2,500 for any statement cycle.
$10 per month and account analysis fees. $10 per month if
balance falls below $1,500 any day in month.
None $6 per quarter if balance falls below $200 any day in quarter $10 per month if balance falls below $2,500 any day in month
Interest: None Earnings Credit may offset fees. Compounded and credited monthly on daily balance. Minimum balance of $1,500 to obtain interest. Compounded and credited monthly on daily balance. Compounded and credited quarterly on daily balance. Minimum balance of $200 to obtain interest. Compounded and credited monthly on daily balance. Call your local branch for minimum balance requirement.
Debit Card: Upon approval. Upon approval. Upon approval. Upon approval. Upon approval. Upon approval.
Number of Transactions: Limited to 150 transactions monthly; additional transactions .25 each. Unlimited Unlimited Unlimited Limited to 2 withdrawals per month; additional withdrawals $2 each. Limited to 6 withdrawals per month; additional withdrawals $5 each.
Check Image Statements: Yes Yes Yes Yes No Yes
Online / Mobile Banking Yes Yes Yes Yes Yes Yes