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2595 Preston Road
Suite #100
Frisco, Texas 75034

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690 W. Campbell Road
Suite #100
Richardson, TX 75080

Texas Republic Bank Blog: All Blog Posts

Quanah Parker Exhibit

Posted by TXRB Staff

Texas Republic Bank is proud to sponsor and be a part of the opening of the Quanah Parker Exhibit at the Frisco Heritage Museum. Texas Republic Bank believes that this is a perfect partnership due to its unique heritage that dates back to 1891 with Security Bank in Quanah, Texas. The Exhibit is open to the public April 11 through May 27. For more information on the Exhibit please see below:

Quanah Parker, Last Chief of the Comanches-Photography Exhibit - Quanah Parker, eldest son of Cynthia Ann Parker and Peta Nocona, was the last chief of the Comanche's.  He led a fierce band of warriors on the Llano Escatado (Staked Plain) of northwest Texas before surrendering at Ft. Sill, Oklahoma in 1870.  With one foot in two worlds, he became a statesman for his tribe, a wealthy cattle rancher and a friend of cattleman Charles Goodnight and President Theodore Roosevelt.  However, he refused to convert to Christianity or to give up his braids and his many wives.  The exhibit features photos of Quanah that reflect his life as he learned to blend two cultures by taking his mother's family name and providing leadership to the Comanche people as they entered the 20th century.  Through the generous sponsorship of Texas Republic Bank, the Frisco Convention and Visitors Bureau and private collectors, we will have additional Indian artifacts on display.  Your entire family will enjoy this exhibit.


Posted April 12, 2012    |    View


Boy Scouts Troops-Special Account Offering

Posted by TXRB Staff

Texas Republic Bank appreciates the Boy Scouts of America.  We are demonstrating our thanks by making a special offer to all Boy Scouts troops that open a free checking account.  The special incentives include: 


·         A Free, Interest-Bearing, Checking Account (currently paying .80% APY)

·         Five $10 gift cards to REI  (to use as rewards for the boys)

·         Five 20% off coupons to REI

·         Use of the bank’s sidewalk for popcorn sales!

      (next to Sam Moon and near Stonebriar Mall)


The first troops to open accounts are receiving the best choice of dates to conduct the popcorn sales!  Texas Republic Bank is proud to support the Boy Scouts and the many volunteers who serve this great community!  We salute you!


Posted January 26, 2012    |    View


Girl Scouts Troops-Special Account Offering

Posted by TXRB Staff

Texas Republic Bank appreciates the Girl Scouts organization and is making a special offer to all Girl Scouts troops that open an account.  The special incentives include: 


·         A Free Interest-Bearing Checking Account (currently paying .80%)

·         Five $10 gift cards to Sam Moon (to use as rewards for the girls)

·         Our Sidewalk for Cookie Sales!

(at our location – right next to Sam Moon and near Stonebriar Mall)


The first troops to open accounts are receiving the best choice of dates to conduct the cookie sales!  Texas Republic Bank is proud to support the Girl Scouts and the many volunteers who serve this great community!  Our hats are off to you!

Posted September 16, 2011    |    View


Online Safety Guidance

Posted by TXRB Staff

Your security is of the utmost importance to us at Texas Republic Bank. Texas Republic Bank believes that the best defense against online criminals is for us to keep you as informed as possible. Below are a few practical tips to guide you in protecting yourself against identity theft.

Identity theft can occur in a number of ways:

  • Getting personal information off of bills or credit statements in the trash.

  • Eavesdropping on personal transactions in public.

  • Impersonating a bank or credit union in an email.

  • Gathering information from a facsimile of a legitimate site.

Here are a few things you can do to prevent identity theft:

  • Shred any documents with your social security number or credit information rather than throwing it away.

  • Log off your computer when you leave it.

  • Install anti-virus and anti-spyware software on your computer and run it at least every two weeks.

  • Be wary of emails from sources you don't know. Do not click on links inside emails from untrustworthy sources.

  • Only give information to trustworthy sources who can verify their identity to you.

Be Aware of Common Scams 

Here are some of the most common online scams that target users of mobile technology:

Phishing - Beware of any unsolicited emails from organizations requesting you to update your personal/financial details. To make their emails look genuine, the phishers may have copied an organization’s logo, images or even their entire website. Call your service provider if you are unsure.

Wire transfer scams - Beware of any sellers requesting you to send funds overseas – this scam involves the seller engaging the buyer off-site (usually via email) and convincing them to send money through an international money transfer service for an item that will never be shipped.

Domestic non-delivery fraud (domestic) - Beware of ads for high value electronic items advertised for a low price – unsuspecting buyers make contact and send funds to the seller but never receive the item.

Buyer fraud scam - Beware buyers requesting you send the item you are selling overseas. They may send a fake invoice from a financial provider to dupe you into thinking they have paid.

How to Avoid Online Scams Hoaxes and Phishing

  • If you suspect you have received a hoax mail, make sure you avoid replying to it or opening an accompanying attachment. Simply delete it.

  • If in doubt, visit trusted websites by typing the Internet address (URL) into the browser address bar rather than clicking on a link embedded in an email. Save frequently used links in your favorites or bookmarks.

  • Never respond to requests for personal information in an unexpected e-mail or pop-up window. If in doubt, always contact the institution that claims to be the sender of the email or pop-up window for clarification.

  • Use a spam filter to help block unsolicited or unwanted e-mail.

  • Remember that Internet Service Provider (ISP) never send an e-mail requesting passwords, account verification, credit card details, or other personal details by asking you to ‘click the link” – only provide this information to them in response to an unexpected request or one you have initiated.

  • Report suspected online crime to your local Police or Crime Stoppers.

Posted September 15, 2011    |    View


Frisco Chamber Golf Tournament

Posted by TXRB Staff

Texas Republic Bank participated in and sponsored The 25th Annual John Weinberg Golf Tournament held by The Frisco Chamber of Commerce at Stonebriar Country Club on September 12th. The Bank was represented at the tournament by (left to right) Jeff Chase, Maureen McGuire, John Henderson and Tim Cantrell.

Posted September 13, 2011    |    View


Texas Republic Bank Ribbon Cutting Ceremony

Posted by TXRB Staff

On Thursday, July 21st, Texas Republic Bank had their official ribbon cutting ceremony and hosted and sponsored The Frisco Chamber of Commerce July Business After Hours. The event was highly regarded and labeled a success by all those in attendance.
Texas Republic Bank feels strongly that Frisco is a great community that is growing daily and we are excited about our partnership with The Frisco Chamber of Commerce. With new ownership, Texas Republic Bank is excited to be growing and moving forward at the same time as its Frisco community.

Below is a link to the photos that were taken the night of the event:!/media/set/?set=a.10150269423854312.346868.104696559311&type=1

Posted July 30, 2011    |    View


A Message From Our Treasury Management Officer

Posted by TXRB Staff

I would like to take the opportunity to introduce myself and Texas Republic Bank.  Our goal and mission is to provide businesses such as yours with service unparalleled to the larger banks where you may be just another number. We are a locally owned and locally managed community bank with deep roots in the communities we serve. Our goal is to provide you with the best banking experience possible; it's what we call "banking like it oughta be". If you like the idea of having a personal banker that actually knows your business personally, we would love the opportunity to speak with you. 
When visiting with potential clients we analyze your business and show where we can save time and money in your overall banking process.  The goal is not to weigh you down with services and products that you’ll never utilize, but rather, custom tailor what works for your business and budget.  The treasury services that we will offer for your convenience will include:

• Remote Deposit Capture: Deposit checks electronically from your own computer.
• Online Corporate Banking: Information Reporting, Initiate wires and ACH’s, Access images, Stop Payments.
• Positive Pay: View images of potentially fraudulent items online prior to making a pay or return decision.
• ACH Electronic Debits/Credits: Collect funds and make payments electronically through the national ACH network.
• Wire Transfers: Initiate U.S. Dollar wire transfers domestically and internationally.
• Information Reporting: Account balances, transactions, cash positions, sweep and concentration activity, online statements.
• Controlled Disbursement: Monitoring of the exact amount of checks that will clear the account to give customer opportunity to transfer excess cash to interest bearing accounts or line of credit.
• Lockbox Services: Allows clients to improve cash flow by efficiently processing the remittances made payable to the business. Payments would be sent directly to a Post Office Box owned by Texas Republic Bank.

The above list is just a small portion of what we offer in addition to many others.  Furthermore, we offer competitive loan rates and high yielding interest bearing accounts. 
If you would like to work together to figure out how we can make your business more profitable and efficient, then give me a call today.  I’m truly looking forward to hearing from you and working with you to grow your business.

Best Regards,

John J. Henderson
Treasury Management Officer
Assistant Vice President

Posted June 21, 2011    |    View


Texas Republic Bank Celebrating 120th Birthday

Posted by TXRB Staff

This month, Texas Republic Bank is celebrating a major milestone. It is the bank's 120th birthday. We have spent the past twelve decades making memories by helping our neighbors and business associates achieve their financial goals.  Having survived 2 World Wars, the Great Depression, and now the Great Recession, we are looking forward to the next 120 years of “banking like it oughta be”.

Over the last 120 years, Texas Republic Bank, which is the oldest bank charter headquartered in Collin County, has made the transition from blotters and fountain pens to ATMs and computers. In addition, online banking has replaced the handwritten ledger books of yesteryear.

Texas Republic Bank is locally owned and managed and our roots run deep in the communities that we serve. As a result, customers of the bank can have confidence that the decision makers are people just like themselves – local residents with local market knowledge and a desire to take care of the community.  Because of its local ownership, the bank is run with the guiding principles of “common sense” and “the Golden Rule”.

Headquarters for Texas Republic Bank is Frisco, Texas. We offer all the services that you find in a modern financial institution, yet we deliver the hand holding personal service of a true community bank.

We have made it our mission to meet the needs of the customers that we serve by offering superior financial services and community leadership. In fact, the people employed with Texas Republic Bank are active members of the community, taking part in everything from booster clubs to the Chamber of Commerce to Rotary.

We are proud to offer competitive deposit and loan rates, online banking services and 24/7 access to account information. We have a broad selection of accounts in order to meet the individual financial needs of our customers.

Banking with Texas Republic Bank has always and will always be convenient, easy and secure – it’s the advantage of “banking like it oughta be".

Posted June 21, 2011    |    View


A Unique Checking Account For Churches

Posted by TXRB Staff

Even though a church is a non-profit organization, it must still manage finances in the same manner as any other company would do. A church needs a bank account in order to be able to deposit offerings, pay operating expenses, salaries, etc.
It is important that the funds for the church be managed appropriately and “above reproach”. The best course of action to take is to open a checking account in the name of the church, which will make it possible to document all of the financial transactions that take place. This way, every transaction made by the church will be accounted for and easy to trace.
Designate Personnel
Just as important as choosing the right bank to take care of your church's finances is choosing the right personnel to designate as the signatory for your church checking account.  The person that is selected to manage the administrative department or the church treasurer is usually the best person to put in charge of the church's checking account. Generally, it is a good idea to name two people on the checking account. For example, along with the church treasurer, you may also assign the church secretary or executive assistant as check signers.

Whomever you name on the checking account should be responsible and trustworthy. Make sure the person in charge properly documents all transactions and the church's financial records are reviewed regularly through an internal audit process. This will help to avoid any financial improprieties in the future. If a church fails to designate appropriate personnel to handle the checking account, the result could be the mishandling of funds, loss of funds, inability to meet obligations, etc.

Choose the Best Bank
Finding the right bank for your church checking account is important and at Texas Republic Bank, we know that every penny counts. Furthermore, we know and value the vital role that local churches play in our community.  That is why Texas Republic Bank offers a unique checking account that is tailored to meet the specific needs of your church. With the Shooting Star Checking for Non-Profits account, interest is earned and paid monthly (currently paying .8%) and you have the benefit of unlimited check writing.  We do not charge a monthly service charge fee on this account and you will have access to free online banking as well as 24-hour access to account information via telephone.

The Texas Republic Bank church checking account provides versatility and several features that will make life easier for your church. This simple account makes it possible to manage your church's finances quickly and easily. Online banking allows you to obtain copies of checks, make transfers between accounts, and check your balance in real time, all with the click of a few buttons.

Posted June 21, 2011    |    View


Tough Times Require Common Sense Mortgages

Posted by TXRB Staff

Have you considered how much it costs to finance a new home? The purchase price of a new home is most likely many times more than your annual income. However, waiting until your family has enough money accumulated in savings to pay cash for a new home could mean denying yourself the many benefits of owning a home of your own for years. For this reason, many turn to acquiring a mortgage loan in order to purchase a new home.

Coming To Our Senses
Because of frivolous mortgage lending practices of many institutions over the past number of years (not using common sense), our country is now working through a home mortgage crisis.  While there are many disappointing results of these past excesses, one positive result is that common sense lending has now returned as a market norm.  In other words, borrowers again need to demonstrate a real creditworthiness, and a real down payment, in order to qualify for a home mortgage.  At Texas Republic Bank, we have always gone the extra mile to make home mortgages with common sense.  In fact, we have been at it for 120 years!  We take the time to go over a borrower’s income, employment, assets, debt obligations, credit history, monthly debt-to-income ratio as well as monthly mortgage payments. In addition, we apply common sense to understanding the circumstances that may have created a credit blemish for a borrower in the past.
Online banking options available with Texas Republic Bank feature financial tools that can help answer many questions you may have about your mortgage loan. You can use the Mortgage Calculator to determine the amount of payments and the Mortgage Qualification tool will help you determine how much income you need to be approved for the loan that you desire. 

Common Sense Construction Loans
As a bank, we have the flexibility to provide a borrower with not only a mortgage to purchase or refinance a home, but for the borrower who wants to build his/her own home, we have the ability to provide an interim construction loan.  We can then refinance the construction loan into a permanent mortgage upon completion of the home.  In other words, we can cover the mortgage need from start to finish.  It’s what we call “banking like it oughta be”.

Posted June 21, 2011    |    View