Show Top Navigation

Headquarters

2595 Preston Road
Suite #100
Frisco, Texas 75034
972-334-0700

New Location

690 W. Campbell Road
Suite #100
Richardson, TX 75080
972-685-2040

Texas Republic Bank Blog: All Blog Posts

Supporting Our Frisco Community!

Posted by TXRB Staff

Posted July 02, 2013    |    View

(1151 Views)

Gearing up our Golf Game for Charities!

Posted by TXRB Staff


Texas Republic Bank was proud to recently help sponsor and be a part of two golf charities.

The first was The Rotary Club of Frisco's "Swing for Scholarships" golf tournament where we had the pleasure of sponsoring the Hole in One contest. 


Pictured (left to right): Tim Wright, Josh Henderson, Drew Mixon, and John Davis

The second was the record-breaking fundraising tournament hosted by Milestone Electric & Air benefiting the Men and Ladies of Honor. 

Men of Honor and Ladies of Honor is a strategic program to train and mentor youth to realize their full potential. Youth who participate are mentored and trained in principles of honor, chivalry, integrity, courageous leadership, and moral excellence using a three-pronged strategy of camps, conferences, and weekly curriculum based meetings in schools, churches, and recreation centers. They strongly believe that if these young people do not stand for something, they will fall for anything.

For more information or to see how you can help, visit:
http://www.themenofhonor.org/


Pictured (left to right): Rich Cass, Drew Mixon, John Henderson, and Bill Dunne


Posted May 16, 2013    |    View

(1194 Views)

Is Your Bank One You Can Trust?

Posted by TXRB Staff


Trust
. It's a vital component to any relationship - especially a banking one. So how can you know if a bank is trustworthy? We'd suggest learning what their customers have to say about them.

A large bank operates so many branches that the reviews from customers are often a mixed bag and may or may not reflect the experience you would have if you did your banking with them. Texas Republic Bank on the other hand only has one location, so you know you'll work with the same bankers as the customers who write reviews. See what one of our customers has to say:



Our goal is to provide all our customers with an experience that they can describe as "banking like it oughta be!" Come in today and try our way of doing business!


Posted April 26, 2013    |    View

(1081 Views)

Helping Small Businesses Overcome Obstacles

Posted by TXRB Staff


Small businesses face a great deal of obstacles when trying to find success in a market increasingly defined by competition and limited funding options. Texas Republic Bank understands the growing needs for these businesses to have their individual financial requirements catered to in a friendly and transparent manner. Thus, we offer a variety of loans designed to suit the individual needs of the small business.

Texas Republic Bank provides a wide choice of lines of credit to help guarantee liquidity and combines these amenities with highly competitive interest rates. We also give our customers the ability to purchase the necessary equipment that may be required for his or her business with our Equipment Financing package. Finally, and of greatest importance for many individuals, are the Small Business loans.

These loans are partially guaranteed by the Small Business Administration, or the SBA. Thus, they offer more beneficial conditions and rates than standard business loans while having the powerful backing of the federal government. Also, let us not forget that the entire approval process is quick and always supervised by a professional loan officer who is happy to answer any questions that may arise.

While these options may be what brings customers to our bank, our personalized service and professional expertise are what keep our clients returning. We pride ourselves on delivering an unsurpassed level of quality and customer service while simultaneously addressing each customer’s needs on a one-on-one basis. This transparency helps our numerous clients rest assured in the knowledge that their finances are in capable and well-trained hands. If we then combine this unparalleled professionalism with a personal touch, it is no surprise that Texas Republic Bank has become the bank of choice for the needs of many small businesses.


Call us today at 972-334-0700!

Posted April 02, 2013    |    View

(1167 Views)

Small Business Lines of Credit

Posted by TXRB Staff


It is common knowledge that building and monitoring your personal line of credit is important. Did you know it is equally important for a small business? According to a post from the U.S. Small Business Administration (
click here to read the article), a good credit score can lead to:
 
- Securing a business credit card
- Opening a merchant account
- Benefitting from lower insurance premiums
- Building relationships and getting flexible payment terms from suppliers
- Renting commercial property
- Leasing or buying business vehicles

Texas Republic Bank can help your small business build credit by establishing a line of credit along with giving expert financial advice. A line of credit will improve your cash flow and liquidity. This provides many benefits such as:

- Making cash available to take advantage of special sales by your suppliers
- Offsetting seasonal dips in sales
- Stabilizing your cash flow
- Holding your business over until accounts receivable are collected
- Growing your small business' credit score

Why choose Texas Republic Bank for your business' line of credit?
We customize our products and services to suit your businesss. Also, we believe you should bank with someone you know. Our bankers take the time to get to know you and your business so they can find creative solutions to meet your financial needs. Most other banks will simply deny your application if it does not fit into their cookie-cutter banking model. In addition, our local management team means no run-around; upper level decisions are made daily at our bank.

If you need help building and maintaining your business credit, talk to one of our bankers today. He or she will walk you through the process and help you every step of the way. After all, that's banking like it oughta be!


Call 972-334-0700 to get started.


Posted February 18, 2013    |    View

(719 Views)

Bank with Someone You Know

Posted by TXRB Staff


If you’re a medical professional considering doing any kind of business with a new bank you’re going to need some answers. But in medical or financial situations, you don’t get the right answers unless you know the right questions to ask. So what should you ask that charming bank officer about her bank.

There are lots of questions, but the most important is, “Who will handle my banking and be my go-to person?" At many banks the person who does that great sales job on you or your business manager becomes a stranger as soon as the sale is closed. It’s referred to in the industry as the “hunter/skinner” marketing model and it’s efficient—for the bank.

When you ask that question at Texas Republic Bank the answer is always going to be, “That would be me!” Your relationship will never be turned over to a junior officer to try to deliver what you were promised. Your practice needs, your investment financing, and your family banking needs will all be handled by the same knowledgeable and professional banker. We leave the “skinning” up to those other banks.

When you ask other questions like, “How will the bank help my practice as it grows over time?” you’ll always get honest, truthful, and complete answers at Texas Republic Bank. So do yourself and your practice a favor and contact bank President David Baty for an introduction to a professional bank officer. You can call him at 972-334-0700 or reach him through the “contact” page of this website. You’ll be talking to bankers who value honesty and integrity above all else.

That’s the way it’s done at Texas Republic Bank, and that’s Banking Like it Oughta Be!

Posted January 22, 2013    |    View

(746 Views)

Remote Deposit - Making Business Banking Easier

Posted by TXRB Staff


So what is "Remote Deposit" anyway? If you're a medical professional it's just about the best thing since anesthesia! You don't have to worry about your employees taking an hour to make a trip to the bank. You don't have to worry about what happens if your employee gets in a wreck or robbed while on the clock. You don't have to worry about much of anything about getting your practice's check payments into your bank account. It couldn't be any easier.

Remote Deposit lets your regular office computer "capture" your patients' check payment information and convert it to available funds in your practice's operating account. It's economical, it's fast, and it's available from Texas Republic Bank. The bank's Management officer, John Henderson, understands everything about the check collection process and how to maximize its benefits to your practice.

How about some questions. What if your computer is down? No problem - drive the deposit to the bank or just drop it in the mail. Just because you're using the best way possible to make deposits doesn't mean you can't do it the old way! What if your trained staff person is out? Same solution. Forgets all the training? Same solution again. And John Henderson will also make sure that, if your staff is large enough, at least two people are fully trained in the Remote Deposit process. Believe us - it's not microbiology!

Getting check payments into the electronic collection process not only improves your cash flow - it's got another significant benefit. The quicker your customer's check information gets to their bank for payment the less likely that it's going to bounce. It's a fact that nothing else improves check collections like Remote Deposit. Not chasing your patients for payments saves your staff even more time.

So how do you get started? You or your business manager can contact John Henderson directly by phone at 214-619-3914, or by email at john.henderson@texasrepublicbank.com. He'll carefully walk you through the process and show you some actual examples of how Texas Republic Bank's medical professional customers are using Remote Deposit to their benefit. We believe an easier way of doing banking its "banking like it oughta be!"


Posted January 09, 2013    |    View

(775 Views)

Happy New Year!

Posted by TXRB Staff


We'd like to wish you and your family a very Happy New Year!



Picture created by El coleccionista de instantes.

Posted December 31, 2012    |    View

(630 Views)

Why is Local Ownership and Local Management Important?

Posted by TXRB Staff


Texas Republic Bank is a rare breed in the banking world: it is locally owned and locally managed. So what makes local ownership and local management so important?

Local ownership refers to where a bank's shareholders live. Our shareholders are local citizens of Frisco and the surrounding cities. They make decisions with the community in mind. Why? Because they serve in civic clubs here, their kids go to school here, and they live here. Their interests reflect those of local small business owners, homeowners, and parents. They live here so they want to invest here. A big, corporate bank has shareholders whose ties are not to this area, and so there is no true incentive for them to consider the consequences their business decisions will have on the community. They may just see another struggling small business owner needing a loan, while our shareholders see a small business owner with four employees counting on their jobs to care for their families and which is important to the local economy. One view leads to a loan being disapproved, our view leads to finding solutions to making a loan happen.

Local management enables customers to speak to someone who is able to make decisions. There's no run-around at TXRB. We can get you upper level decisions quickly. You won't find that in a management team that is located in another city or state. Also, since our team is local, we can customize products and services to suit our customer's unique needs and circumstances because we know you. A large bank or a community bank with several branches is less likely to take the effort to find creative solutions to financial needs. Either your loan requests fits in their box or it is declined. We purposefully remain a one-location bank in order to provide quality banking relationships with each of our customers.

Most businesses (including banks) believe "bigger is better". Their main focus is on growth, which often sacrifices the amount of attention given to each customer. Our way of doing banking focuses on each customer individually. It requires bankers who can think outside of the box to develop personalized solutions and a management team that is willing to be flexible. It's not the easiest way to do business, but we believe it's the best.


After all, that's "banking like it oughta be!"


Posted December 18, 2012    |    View

(618 Views)

Santa's Helpers

Posted by TXRB Staff


Texas Republic Bank is proud to support and serve as a drop off location for WFAA TV Santa's Helpers toy drive. We encourage all customers and members of the community to come by our Bank and drop off new unwrapped toys and gifts for the children.



Posted November 28, 2012    |    View

(653 Views)