Richardson Living Magazine
Posted by TXRB Staff

Please look for our page in the upcoming issues of Richardson Living magazine!

Posted April 17, 2014    |    View

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Spring Round Up
Posted by TXRB Staff

Texas Republic Bank employees have donated their non-perishable food items for Reunion Title’s 9th Annual Lou Noble Spring Round Up and Food Drive that takes place this Thursday, April 17th from 4pm to 7pm at 189 N. Plano Road in Richardson. We hope to see you all at the event and don't forget your bag of non-perishable food items that benefits the Network of Community Ministries!



Posted April 11, 2014    |    View

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Spring RoundUp and Food Drive
Posted by TXRB Staff

Texas Republic Bank is proud to be a part of the Richardson community and co-sponsor for Reunion Title’s 9th Annual Lou Noble Spring Round Up and Food Drive.
Admission to the event is a bag of non-perishable food items to benefit the Network of Community Ministries.
Please see below for details of the event and how to RSVP. We hope you all can come out and support a great cause and the community!
 
                                                                      






Admission to the event is a bag of non-perishable food items.
              For additional information contact Barb at gattib@aol.com or call 214-909-3448
                                                                              RSVP by April 13th

Posted March 25, 2014    |    View

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"Banking like it oughta be is back!"
Posted by TXRB Staff

It is with excitement and joy that we share with you that Texas Republic Bank will be opening a branch in Richardson, with a target date of sometime in May.
 
Ø Location:  690 W. Campbell Road (intersection of Floyd & Campbell), which is across the street from campus of University of Texas – Dallas.
Ø Branch opening is result of significant growth in asset and staff size for the bank.
Ø This location is re-entry, for much of our management team, into a marketplace where we have 20+ years of banking contacts and relationships (Buz, David, Maureen, Pamela, and John all worked together, at one time or another, in Richardson from 1990 – 2010).
Watch for future Blogs regarding our actual opening date.  Let us know if you have any questions, and we hope you will tell your friends and associates that “Banking like it oughta be is back!” in Richardson.
 
 
 
 

Posted March 04, 2014    |    View

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Important Information to Help You Prevent Data Theft
Posted by TXRB Staff

In light of recent data breaches with Target and Michael’s, we want to be sure that our customers know how to protect themselves and know where to turn if they do suspect fraud.
 
Yesterday, the Consumer Financial Protection Bureau (CFPB) published a consumer advisory to help consumers protect themselves in the wake of the recent breaches of payment card and other data. The advisory also contains information on where to get help if consumers suspect their information has been compromised.
 
 
Payment cards such as credit, debit, and prepaid cards are among the most commonly used consumer financial products. Over 70 percent of Americans have at least one credit card. Debit cards are now used for more consumer purchases than credit cards, and prepaid card use is continuing to grow. In recent months, data breaches have apparently exposed millions of payment card accounts to potential fraud. In addition, millions of consumers’ names, phone numbers, emails, and addresses also appear to have been stolen separately from card information.
 
Yesterday’s consumer advisory includes steps consumers can take to protect themselves from data theft:
 
·         Monitor accounts for unauthorized charges or debits: Consumers should regularly review their accounts online if possible, and at a minimum examine their monthly statements closely. Consumers should report even small problems immediately as some thieves may process a small charge or debit just to see if the account is live, or whether the consumer notices. Fraudulent charges may occur many months after information is stolen. Even if consumers think the PIN on their debit card was not stolen, they should consider changing the PIN in order to be on the safe side. 
 
·         Alert bank or card provider immediately if fraud is suspected: Consumers should alert their bank or card provider immediately if they suspect an unauthorized debit or charge. If fraudulent charges appear, the consumer should ask the card provider to close access to the account and issue a new card before more transactions come through. Under federal law and other applicable rules, consumers are generally not responsible for unauthorized debits or charges to credit or debit card accounts, as long as they report them quickly to their bank or card providers.
 
·         Follow up with the bank or card provider and maintain records: If consumers find a fraudulent transaction, they should call the bank or card provider’s toll-free customer service number immediately, and also ask how they can follow up with a written communication. When consumers communicate in writing, they should be sure to keep a copy for their own records. Consumers should write down the dates on which they make follow-up calls and keep this information together in a file.
 
·         Avoid scams that ask for personal information over email or by phone: A common scheme, known as “phishing,” involves a scammer contacting a consumer over email or phone and asking to verify account information. Banks and credit unions never ask for account information through email. If consumers receive this type of email, they should immediately contact their card provider and report it. If consumers receive this type of phone call, they can ask for a call-back number to verify the requestor is actually their financial institution.
 
Please feel free to contact us at 972-334-0700 with any question or concerns you may have in regards to the information provided above. We hope you all have a great 2014 and we thank you for allowing us to provide “Banking like it oughta be!”

Posted January 28, 2014    |    View

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Santa's Helpers Toy Drive
Posted by TXRB Staff


Texas Republic Bank is proud to serve as a drop-off location for the WFAA-TV’s Santa’s Helpers toy drive.  The mission is to collect toys for more than 50,000 children in need.  These toys will be distributed to North Texas families through numerous community agencies that serve this area. 
 
We invite all of our customers and shareholders to join in bringing new, unwrapped toys and gifts for infants, children and teens to the address below:
 
Texas Republic Bank
2595 Preston Road, Building 100
Frisco, TX  75034
972-334-0700
www.texasrepublicbank.com
(Next to Sam Moon near Stonebriar Mall)
    
Collection Dates:
November 21st through December 13th
Monday through Friday
9:00 a.m. – 4:00 p.m.
 
Have a blessed Thanksgiving!

Posted November 22, 2013    |    View

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Second Home Financing
Posted by TXRB Staff

The loan officers at Texas Republic Bank have financed every conceivable type of purchase or refinance possible that involves a residence. This is the fourth in a series of blog articles identifying some of the more common types of residential loans that the bank likes to make to its customers.
It’s no surprise that the summer heat and humidity in North Texas are just almost unbearable. We all know it’s coming, but it doesn’t lessen the misery! If the idea of spending summers in the cool mountains of Colorado or New Mexico sounds inviting maybe it’s time to think about a second home. If the thought of grandkids splashing in the surf or fishing off your dock is more like your idea of happiness, we’re with you there too!
So regardless of whether it’s snow-capped mountains or sandy beaches that are calling your name, Texas Republic Bank will put you there with a minimum of fuss. You can get the process started with just a phone call to Maureen McGuire or one of the other experienced lenders at the bank. They’ve been helping bank customers achieve happiness in their second homes for many years and would love to talk about yours.
Mountain chalets, lake houses, and Gulf Coast condos are just some of the types of second homes we’ve been happy to finance for our customers. The main thing to keep in mind is that Texas Republic Bank lenders like Maureen have done what you need time and time again. It might well be new to you, but it’s old hat for her!
So call Maureen at (214) 619-3913 or contact her at maureen.mcguire@texasrepublicbank.com.Everyone has an idea of happiness and we’d like to be part of yours--that’s banking like it oughta be!

Posted October 25, 2013    |    View

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Frisco Community Involvement
Posted by TXRB Staff

Texas Republic Bank was proud to sponsor and participate in such a great community event as The 27th Annual John Weinberg Golf Tournament held by The Frisco Chamber of Commerce at The Tribute Golf Club. Congrats to John Henderson, Bill Dunne, Mark Winnubst and Craig Sheils on their 5th place finish!

Posted September 26, 2013    |    View

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New Home Construction Financing
Posted by TXRB Staff

If you are involved in any aspect of business that involves single family residences you’ll find Texas Republic Bank has been there also. The loan officers at the bank have financed every conceivable type of investment, construction, management, lending, and any other business venture possible that involves a residence. This is the third in a series of blog articles identifying some of the more common types of loans that the bank likes to make to its customers.
At some point in every family’s life there’s a new home in their future. Up-sizing, down-sizing, better schools, better neighborhoods, shorter commute, less crime, whatever the reason is, the end result is a new home.
Rest assured that Texas Republic Bank will be there to provide construction financing for homes from modest to, well let’s just say blow-your-socks-off spectacular! From Prosper to Highland Park, or from Lucas to Coppell, or at any other location in the Metroplex where you want to live, the bank’s lenders like Maureen McGuire are ready to help you turn your dream into dream home!
If you don’t have a builder already picked out Maureen can introduce you to multiple builders who have demonstrated the ability to build homes that satisfy their customers. If you already have a builder you’re welcome to bring him or her into the bank to discuss alternatives regarding the construction and permanent financing for your new home.
The main thing to keep in mind is that Texas Republic Bank lenders like Maureen have done what you need time and time again. It might well be new to you, but it’s old hat for her! So call Maureen at (214) 619-3913 or contact her at maureen.mcguire@texasrepublicbank.com. Everyone has a dream and we’d like to be part of yours--that’s banking like it oughta be!
 

Posted September 05, 2013    |    View

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Rehab/Resale Financing
Posted by TXRB Staff

If you are involved in any aspect of business that involves single family residences you’ll find Texas Republic Bank has been there also. The loan officers at the bank have financed every conceivable type of investment, construction, management, lending, and any other business venture possible that involves a residence. This is the second in a series of blog articles identifying some of the more common types of loans that the bank likes to make to its customers.
Loans to finance the purchase, repair, improvement, and resale of residential property (“Rehab/Resale”) are a favorite type of loan at the bank. The lenders at Texas Republic Bank have done literally hundreds of loans like that, and in amounts from really small to really big! Popularized by television shows over the last few years, many people have found both satisfaction and profit from turning ugly duckling houses into swans.
Taking a tired old floor plan and outdated finishes from Yuck to Wow takes money and that’s where lenders at the bank like Ron Corcoran come in handy. You provide the vision and Ron provides the cash! A purchase/construction line of credit, based on your purchase price and budgeted repair and improvements vision, transforms that vision into reality. The bank can offer an aggressive advance rate of up to 95% of your cost that can even enable you to do multiple projects at the same time.
For the most active borrowers the bank typically puts in place an annual guidance line of credit. It enables borrowers to make fast purchase commitments with the confidence that financing will be available. Key to obtaining the best deal is often a quick closing! Loan rates are very competitive with similar type loans at other banks—but good luck on finding one that will welcome your Rehab/Resale loan request!
Regardless of whether you’ve got a long list of successes or never bought investment property, you’ll fit into the Rehab/Resale loan program at Texas Republic Bank. So contact Ron Corcoran at (214) 619-3915 or email him at ron.corcoran@texasrepublicbank.com. Helping turn ugly ducklings into swans—that’s banking like it oughta be!

Posted August 16, 2013    |    View

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